Maximizing Social Security
2026-05-20 23:30 - 2026-05-21 00:30 UTC | Jack Russell Memorial Library (Community Room)
For many Americans, Social Security is the single largest asset they have in retirement and greater than 90% of all recipients do not maximize their Social Security benefits. Advanced planning is essential and the decisions you make today can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime.

This educational workshop will provide you with much-needed information to help you understand the system, coordinate spousal and survivor benefits, minimize taxes and maximize your personal benefits. Whether you're single, married, divorced or widowed, there may be ways to maximize the lifetime Social Security benefits you receive.

Important issues to understand:

Complexities of the Social Security system

and why it's crucial to make the right

claiming decisions.

Role Social Security plays in your overall retirement income and the importance of getting the most out of your benefit.

Monetary consequences and benefits of claiming early versus delaying.

Key spousal decisions and benefits surrounding marriage, divorce and death.

How Social Security is structured to help combat inflation but can potentially add to your tax liabilities in retirement.

One of the most important decisions you need to make before you retire is when and how to claim Social

Security benefits. About half of retirees apply for Social Security as soon as they become eligible at age

62, but by doing so, they may significantly and permanently impact their income and benefits for the rest

of their lives. The difference between the best and worst possible decision of when to start Social

Security can be well over $180,000!

Learn important rules that affect the amount of retirement benefits you collect, as well as strategies for coordinating Social Security with other sources of retirement income!

When your benefits may begin and how the age at which you apply will affect the amount you receive

How the wrong Social Security decision can cost you money.

How to maximize Social Security benefits and how to minimize taxes on them.
How your current employment will

affect benefits

Strategies to consider before deciding to apply for benefits.
How two little-known strategies

could increase your family income

and survivor benefits

What to do if you have other income from pensions or IRAs
Can you fix your Social Security election if you made a mistake?

What is the future of Social Security and what does it mean to you?
How cost-of-living adjustments (COLAs) impact benefits.

When it makes sense to delay benefits and when it does not.

Learn how all of your assets fit together with Social Security to fund your quality of life in retirement.

Register now to secure your spot

Looking forward to seeing you there, and don't be afraid to bring a friend

Brian Fleming
